How to Apply for Doha Bank Personal Loan

Doha Bank is one of the biggest commercial banks in Qatar, offering banking services for individuals, corporate, commercial, and institutional clients. It even has a range of services catering to overseas Filipino workers (OFWs).

What’s more, the bank provides personal loans for Qataris and expats alike. In this article, we will take a look at Doha Bank’s personal loan — its features, eligibility criteria, requirements, and other details. We will also discuss other types of loans that are offered by Doha Bank.

How to Apply for Doha Bank Personal Loan
Image Credit: (Doha Bank logo)

Guide to Getting Doha Bank Personal Loan

Indeed, Doha Bank is among the largest banks in the country. Outside Qatar, the banks has branches in India, Kuwait, and the United Arab Emirates. In addition, it has representative branches in Singapore, Japan, South Korea, China, Nepal, Bangladesh, Turkey, Germany, South Africa, United Kingdom, and Australia.

In 2022, the bank received multiple awards, including: “Best Digital Wallet App in Qatar” by Global Business Review Magazine; “Most Socially Responsible Commercial Bank Qatar” by World Business Outlook Awards; “Most Innovative Banking Brand Qatar” and “Best Bank for Credit Card Qatar” by Global Brand Awards.

Among the bank’s most popular financial products is the personal loan. Keep on reading to learn more about it!

What is a Personal Loan?

As the name says, a personal loan is a loan that borrowers may use for personal purposes. It could be used for medical expenses, emergencies, education, household appliances, and other expenses.

Doha Bank Personal Loan

Doha Bank’s personal loan is customised based on the borrower’s needs. For Qataris, the maximum loan amount is QAR 2 million; for non-Qataris (expats), the maximum loan amount is QAR 400,000. An additional loan limit of 1 million may be considered for employees of government ministries and government companies.

As for the repayment period, it ranges from 6 months up to 6 years for Qataris, and from 6 months up to 4 years for expats.

Salary Criteria

To qualify for Doha Bank’s personal loan, the following salary-related criteria are required:

  • Minimum salary of QAR 5,000 per month; and
  • Salary transfer is required.


As for the necessary documents, applicants need to prepare:

  • Copy of valid ID and passport;
  • Original salary assignment letter;
  • Salary certificate;
  • Other bank’s statement (if salary will be transferred from another bank to Doha Bank); and
  • No objection letter or clearance letter from the other bank.

In addition, the following requirements should also be met: (a) Customer should not have any past dues or other loans; (b) Customer’s credit report should be acceptable to the bank; (c) Doha Bank employees are not eligible; and (d) Employees of Doha Bank’s external auditors are not eligible to obtain a loan from the bank.

Doha Bank Personal Loan Calculator

As mentioned earlier, the maximum amount of a personal loan with Doha Bank is QAR 2 million for Qataris, and QAR 400,000 for expats. That being said, the exact amount will depend on several factors.

To have an idea on how much you might be able to borrow from Doha Bank, you can try the bank’s Personal Loan Calculator by heading to this link. You will be asked to answer a few questions, as follows:

  • Are you a Qatari or an Expatriate?
  • What is your monthly salary in QAR?
  • Is your salary sent to Doha Bank?
  • What is your monthly rent in QAR?

After entering the necessary information, click “Calculate My Loan Payments and Eligibility.” The screen will display your possible loan options based on your details.

Basically, Doha Bank’s Personal Loan Calculator can help determine: (a) how much you are eligible to borrow as an expat or Qatari employee; (b) your monthly loan payments, depending on how much you would like to borrow and for how long; and (c) Doha Bank’s lowest interest rate for your loan.

Furthermore, once your loan calculation is displayed onscreen, you can make adjustments to the following parameters: (a) maximum loan amount; and (b) repayment term. By making adjustments, you can estimate how much your monthly loan installment would be.

Other Loans Offered by Doha Bank

Aside from the personal loan, other loans offered by Doha Bank include the car loan, green car loan, and housing loan. Let’s take a look at each one:

Car Loan

Doha Bank offers financing for brand new as well as pre-owned (used) cars. A new car can be financed for up to 6 years for Qataris, and up to 4 years for expats. For cars that are less than 2 years old, the bank offers a loan term of up to 4 years. For cars that are between 2 to 4 years old, Doha Bank offers a loan term of up to 3 years.

Of course, age is also a factor when applying for Doha Bank’s car loan. Qatari nationals must be between 18 to 65 years old, while expats should be between 21 to 60 years old.

Green Car Loan

As part of Doha Bank’s “Go Green” initiative, which is in line with the sustainability agenda of Qatar Vision 2030, the bank offers special prices on select electric and hybrid cars.

Doha Bank’s Green Car Loan has the following features:

  • Available for brand new and pre-owned cars;
  • Up to 100% finance for Qataris and up to 80% for expats;
  • Maximum loan amount of up to QAR 2 million for Qataris and QAR 400,000 for expats;
  • Maximum repayment period of up to 6 years for Qataris and 4 years for expats;
  • Zero percent interest for the first 12 months (for loans with 6-year repayment periods); and
  • Zero percent interest for the first 6 months (for loans with 4-year repayment periods).

To qualify for Doha Bank’s Green Car Loan, applicants must: (a) have a monthly salary of QAR 10,000; and (b) have his/her salary transferred to Doha Bank.

Housing Loan

For those who are planning to buy a new house, the Housing Loan caters to both Doha Bank and non-Doha Bank customers. It applies to new property purchases as well as housing loan buy outs. For the first year, the loan features 0% interest rate with no mortgage fees. A grace period of up to 12 months is also provided.

Contact Information: Doha Bank

If you have any questions about Doha Bank’s personal loan, along with other products and services, you can get in touch with the bank through the following contact details:

Address: Al Neewat Street, Street Number 810, Zone Number 60, Building, 17 Corniche St, Doha, Qatar
Telephone: +974 4445 6000

Google Map:


In cases of emergency and unexpected expenses, a personal loan is certainly a big help. Fortunately, Doha Bank provides this type of loan to Qataris as well as expat residents in the country. Once again, please note that your loan amount would depend on your monthly salary, financial need, and other factors.

In the meantime, if you want to learn more about money matters, check out this banking guide, which is specifically made for those who are based in Qatar.